(281) 240-1166 Stafford, TX

SR22 Insurance in Stafford & Sugar Land, Fort Bend, TX

SR-22 Insurance. Quality Coverage at Great Rates.

 

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Have you heard about SR-22 insurance but aren't quite sure what it is? No worries, you're not alone. Here at Michael D. McKay Insurance Agency, we're all about demystifying the world of auto insurance, especially when it comes to SR-22. Let's dive in and make sense of it together, shall we?

What is SR-22 Insurance?

First things first, SR-22 isn't actually a type of insurance. It's a certificate your insurance company files with the state to prove you have the required minimum car insurance coverage. Think of it as a hall pass that gets you back in the driving game after certain violations.

Who Needs SR-22 Insurance?

After a DUI or DWI: If you've had a DUI or DWI, you'll likely need to file an SR-22 to get back on the road.

Serious Traffic Offenses: Major traffic violations can lead to the requirement of an SR-22 certificate.

How Does SR-22 Insurance Work?

Getting an SR-22 starts with contacting your insurance provider. At Michael D. McKay Insurance Agency, we handle the filing process for you, ensuring everything is in order with the state. Remember, SR-22 is more about the filing than additional coverage.

Common Questions About SR-22

Got questions? We've got answers. Here's what most people in Stafford & Sugar Land, Fort Bend, TX ask about SR-22:

  • How long do I need SR-22? Typically, it's required for about three years, but it varies by case and state regulations.
  • Is SR-22 expensive? There's a filing fee, and your insurance premiums might be higher due to the nature of the violation.
  • Can I switch insurance providers with an SR-22? Yes, but you need to ensure your new insurer files the SR-22. We at Michael D. McKay Insurance Agency can help with that!

Why Choose Michael D. McKay Insurance Agency for Your SR-22?

At Michael D. McKay Insurance Agency, we believe in second chances and making the SR-22 process as smooth as possible. We'll work with you to file your SR-22 and find a policy that fits your needs and budget. Need to chat about your situation? Give us a call at 281-240-1166.

Ready to Get Back on the Road?

Don't let the process of obtaining SR-22 insurance intimidate you. Our team at Michael D. McKay Insurance Agency is here to guide you every step of the way. Reach out to us at 281-240-1166, and let's put you back in the driver's seat with confidence.

For an online quote request form and more information about our insurance offerings, call us!